

How Debt Collection Affects Credit Scores
In today's world, managing our personal finances is of utmost importance. One particular…

Debt Collection Regulations - What are your Rights?
Debt collection is a necessary part of doing business, but it can also be a highly sensitive area. When collectors are not following the rules, consumers are often left wondering what their rights are and what they can do about it.
The Fair Debt Collection Practices Act (FDCPA), which was passed by Congress in 1978, protects consumers from unfair or abusive debt collection practices by third-party debt collectors. The FDCPA applies to most creditors and debt buyers who

How To Spot Debt Collection Scams - What You Need to Know
Dealing with debt collection can be intimidating - especially if you are unable to spot the difference between legitimate collection agencies and scams. Here, we will discuss how to identify and avoid these fraudulent attempts at separating you from your hard-earned money

Why you should NEVER ignore debt collection calls
If you are in debt and receiving calls from a debt collector, it's important to know that the call is not just a nuisance. A debt collector has the power to settle your debts for the best value for yourself. Here are some reasons why you should not ignore your debt collectors